The term denotes an offer that suggests the opportunity to obtain a pre-loaded payment card, redeemable at a major retail chain, without monetary expenditure. Such offers commonly surface online, often tied to surveys, promotions, or as supposed rewards.
The perceived value of acquiring purchasing power at no cost fuels significant interest. Historically, these offers have often been employed as bait in various online scams and marketing schemes. The prospect of obtaining goods or services without direct payment appeals to a broad consumer base.