A system that purports to create redeemable value for a major retailer is frequently encountered online. These systems often claim the ability to generate valid codes that can then be used to make purchases at that retailer’s stores or online. For example, an individual might search for a way to obtain funds for shopping without direct payment, leading them to seek such a code-generating system.
The perceived advantages of such a system are readily apparent: free access to goods and services, and a circumvention of traditional payment methods. The history of attempts to create such systems is long-standing, mirroring the growth of e-commerce and the desire for no-cost acquisitions. However, the actual functionality and legality of such systems are typically questionable, with a high likelihood of fraudulent activity.